Are you dreaming of owning the sleek and powerful iPhone 14 but worried about the upfront cost? Good news! With the Bajaj Finserv Insta EMI Card, you can grab the iPhone 14 on easy monthly installments starting as low as ₹2750 per month. This zero down payment option makes it simpler than ever to upgrade your smartphone without straining your budget. In this comprehensive guide, we’ll cover everything you need to know about buying the iPhone 14 on EMI through Bajaj Finserv, including prices, features, eligibility, application process, and tips to make your purchase seamless. Whether you’re searching for “iPhone 14 EMI options in India” or “Bajaj Finserv EMI card for iPhone 14,” this post has you covered.
Why Choose iPhone 14 in 2025? Full Specs and Features
The iPhone 14 remains a top choice even in 2025, offering premium performance at a more affordable price compared to newer models like the iPhone 16. Released in 2022, it’s packed with Apple’s reliable ecosystem, making it ideal for everyday use, photography, and gaming. Here’s a breakdown of its key features:
- Display: 6.1-inch Super Retina XDR OLED display with HDR10, Dolby Vision, and up to 1200 nits brightness for vibrant colors and sharp visuals.
- Processor: A15 Bionic chip with 6-core CPU and 5-core GPU, ensuring smooth multitasking, fast app launches, and efficient battery management.
- Camera: Dual 12MP rear cameras (wide and ultrawide) with sensor-shift OIS, Night mode, and 4K video recording at 60fps. The 12MP TrueDepth front camera supports Face ID and stunning selfies.
- Battery: Up to 20 hours of video playback, with fast charging (50% in 30 minutes) and wireless charging support.
- Storage Options: Available in 128GB, 256GB, and 512GB variants.
- Other Highlights: 5G connectivity, IP68 water and dust resistance, Ceramic Shield front, Crash Detection, Emergency SOS via satellite, and iOS updates for years to come.
- Colors: Midnight, Starlight, Blue, Purple, and (Product) RED.
In 2025, the iPhone 14 is a smart buy for those who want Apple quality without the premium price tag of Pro models. It’s perfect for students, professionals, and tech enthusiasts looking for reliability and style.
iPhone 14 Price in India (August 2025)
Based on current market trends and official listings, here’s the pricing for iPhone 14 variants:
| Variant | Price (₹) |
|---|---|
| 128GB | 69,900 |
| 256GB | 79,900 |
| 512GB | 99,900 |
Prices may vary slightly by retailer; check Bajaj Finserv partner stores for the latest deals.
Bajaj Finserv Insta EMI Card: Your Gateway to Affordable iPhone 14 Ownership
The Bajaj Finserv Insta EMI Card (also known as the EMI Network Card) is a digital card that lets you convert big purchases into easy EMIs without needing a credit card. It’s accepted at over 1.5 lakh partner stores across 4,000+ cities in India, including major retailers like Croma, Reliance Digital, Vijay Sales, and Apple authorized resellers.
Key Benefits of Using Bajaj Finserv EMI Card for iPhone 14
- Zero Down Payment: Pay nothing upfront on select products – walk away with your iPhone 14 today!
- Flexible Tenures: Choose from 1 to 60 months to repay, making EMIs as low as ₹2750/month (depending on price and tenure).
- No-Cost or Low-Cost EMI: Minimal interest charges; often no extra cost on promotional offers.
- Pre-Approved Limit: Up to ₹3 lakh, based on your eligibility.
- No Foreclosure Charges: Pay off early without penalties.
- Easy Online/Offline Shopping: Buy from Bajaj Mall, Flipkart, Amazon, or in-store.
- Additional Perks: Free home delivery on select items, cashback offers, and exciting deals during sales.
For example, if you opt for the 128GB iPhone 14 at ₹69,900 with zero down payment over a 24-26 month tenure, your monthly EMI could hover around ₹2750-₹2900 (exact amount depends on ongoing offers and interest rates). Use the Bajaj Finserv EMI calculator on their app or website for precise figures.
How to Calculate Your iPhone 14 EMI with Bajaj Finserv
Wondering if ₹2750/month fits your budget? Here’s a sample EMI breakdown for the base model (₹69,900) assuming no-cost EMI (promotional rates may apply):
| Tenure (Months) | Approximate EMI (₹) | Total Payable (₹) |
|---|---|---|
| 12 | 5,825 | 69,900 |
| 18 | 3,883 | 69,900 |
| 24 | 2,912 | 69,900 |
| 36 | 1,942 | 69,900 |
| 60 | 1,165 | 69,900 |
To achieve exactly ₹2750/month, opt for a ~25-month tenure or check for special low-EMI schemes. Note: Actual EMIs may include minimal processing fees or interest; always verify on the Bajaj Finserv app.
Eligibility Criteria for Bajaj Finserv Insta EMI Card
Getting approved is straightforward. You need:
- Indian nationality.
- Age between 21 and 65 years.
- Regular source of income (salaried or self-employed).
- Good credit score (as per Bajaj policies).
- Basic documents: PAN Card, Aadhaar Card, address proof, bank details, and a cancelled cheque for e-mandate.
No extensive paperwork – the process is 100% digital!
Step-by-Step Guide: How to Apply for Bajaj Finserv EMI Card and Buy iPhone 14
- Check Pre-Approved Offer: Visit the Bajaj Finserv website or app, enter your mobile number, and verify with OTP. See your pre-qualified limit instantly.
- Complete Application: Fill in personal details, select employment type, and verify KYC via Aadhaar/PAN.
- Pay Joining Fee: One-time fee of ₹530 (inclusive of taxes).
- Activate Card: Download the Bajaj Finserv app to view your digital card details.
- Shop for iPhone 14:
- Online: Go to Bajaj Mall, Amazon, or Flipkart. Select iPhone 14, choose Bajaj Finserv EMI at checkout, enter card details, and pick tenure.
- Offline: Visit a partner store, swipe your EMI card (or use the app), submit docs if needed, and complete the purchase.
- Repay EMIs: Auto-debited from your bank account – set up e-mandate during application.
The entire process takes under 10 minutes, with approval in 30 seconds!
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FAQs: iPhone 14 EMI with Bajaj Finserv
What is the minimum EMI for iPhone 14?
It starts from around ₹1,165/month over 60 months, but ₹2750/month is achievable with a 24-25 month plan for the base model.
Can I buy iPhone 14 without a credit card?
Yes! The Bajaj Finserv Insta EMI Card works like one but is easier to get and has no annual fees.
Is zero down payment available for iPhone 14?
Absolutely, on select variants and stores – confirm during purchase.
What if I miss an EMI?
Late fees apply; maintain good repayment for better credit score.
Where can I buy iPhone 14 on EMI?
At Bajaj Finserv partners like Croma, Reliance Digital, or online via Bajaj Mall/Flipkart.
Ready to get your iPhone 14? Apply for the Bajaj Finserv Insta EMI Card now and enjoy hassle-free ownership. For more details, visit Bajaj Finserv’s official site or download their app. Upgrade today – your new iPhone awaits!
